Personalised, no-pressure guidance on term insurance, child education plans, retirement plans and tax-saving policies — from an advisor who lives in your neighbourhood.
Insurance is not for those who die — it's for those who live.
A term plan today means your family's tomorrow stays secure, no matter what happens.
Every family's needs are different — I'll help you pick a plan that fits your goals and budget, not just what sells.
High cover, low premium protection to secure your family financially in your absence.
Plan ahead for your child's higher education and milestones without financial stress.
Build a steady income stream for a comfortable, independent retirement.
Combine long-term savings with tax deductions under Section 80C of the Income Tax Act.
Disciplined savings with guaranteed additions and periodic payouts.
Affordable group cover options for small businesses, societies and communities.
I'm Deepak R, a licensed LIC Insurance Advisor (Agent Code: LIC0325370W) based in Thiruporur. I got into insurance advisory because I saw too many families buy a policy under pressure — often without fully understanding what they were signing up for. My approach is different: I take the time to understand a family's real goals, whether that's protecting income, planning for a child's education, or building a retirement corpus, before recommending any plan. And my support doesn't stop once the policy is issued — I'm available for claims assistance, premium reminders, and yearly policy reviews for as long as you need me.
Use LIC's official premium calculator to get an instant estimate, or message me directly and I'll work out the numbers for you — free, no obligation.
"Helped us pick a term plan that actually fit our budget, and explained everything clearly with no pressure to buy more than we needed."
"Very responsive — even helped my family with the claim process quickly and patiently when we needed it most."
"Set up a child education plan for my daughter — simple process, honest advice, no jargon."
Short, simple explainers — great for sharing on WhatsApp status or social media too.
Since September 2025, the GST Council removed GST entirely on individual life and health insurance policies — previously 18% on term plans and 4.5% on endowment/savings plans. That saving now goes straight into your pocket. [Expand into a full post]
LIC premiums qualify for deductions up to ₹1.5 lakh a year under Section 80C — but only if you choose the old tax regime, since 80C isn't available under the new regime. I'll help you check which regime works out better for you. [Expand into a full post]
Understanding the difference between pure protection and savings-linked plans. [Expand into a full post]
The real cost of delaying your first policy by even a few years. [Expand into a full post]
Disclaimer: Deepak R is a registered LIC Insurance Advisor (Agent Code: LIC0325370W), IRDAI registered. Insurance is the subject matter of solicitation. Please read the policy wordings, brochure and terms carefully before concluding a sale. Premiums, returns and benefits mentioned are indicative and subject to the terms of individual plans as approved by LIC of India. This is not an official LIC of India website.